Archive for ARIZONA HOMES FOR SALE

Arizona Real Estate Update: There Are Many Bargains Out There

When it comes to Arizona real estate there are many bargains out there and if you are a home buyer this is your time to shine. The benefit of being a AZ home buyer today is that you can afford to be picky, after-all you are in charge. You may be looking at five houses, [...]

Lower Costs Make Reverse Mortgages A Possible Lifeline

Reverse mortgages are costing less these days, making them possible lifelines for those trying to find ways to stay in their Arizona homes. What is a reverse mortgage? A reverse mortgage is a loan, or line of credit, available to people aged 62 and older who either do not have an existing mortgage on their homes, [...]

Heat of Arizona Summer, Time to Cut Back on Water

The heat of summer means barbecues, water fights, trips to the pool and lots of outdoor fun, it also means higher than normal water usage.  In most parts of the country, water is a precious commodity and an increase in usage can not only hurt your wallet but your environment as well.  Here are a [...]

Creative Financing, Wraparound Loans

There are a variety of ways to finance an Arizona home, some being more traditional while others are lumped in the creative category. One form of creative financing is called a wraparound loan. A wraparound loan, also called an all-inclusive mortgage, enables an AZ home buyer an alternative when the buyer is unable to secure a more traditional mortgage.
A [...]

Looking For An Interest Only Loan? It’s About To Get Tougher

Trying to acquire an interest only loan is about to get tougher.  Fannie Mae is changing the rules to make qualifying for interest only loans a more stringent process.  The biggest difference will be the percentage that a nationwide or Arizona home buyer will have to put down on their real estate transaction.  Under the [...]

Short Time Left To Use Tax Credit & It’s Not Just For First Time Arizona Home Buyers

 With just under two seeks left to use the tax credit there are a few points about the credit to remember.  The home buyer tax credit originated as a first time home buyer tax credit but it is no longer just for first time Arizona home buyers.  If you have lived in your home for [...]

Buying Arizona Real Estate, Is It Possible to Get a Loan?

The first step in buying a new home involves money. Determining how much you can spend is incredibly important. Examining your income and expenses and paying careful attention to your particular situation will reveal how much you can afford for a mortgage. It is extremely important to buy an Arizona home you can afford not one [...]

How Reliable is a Seller’s Disclosure?

A seller’s disclosure (or lack thereof) of problems with his Arizona home can bring up a slew of questions, that leaves a large grey area regarding the truth.  In today’s Arizona real estate market it is clear that many sellers simply want to sell their homes, and when they receive a contract all they want to [...]

Buying a New Phoenix AZ Home? How Much Money Should Be Put Down?

Buying a new Phoenix AZ home is a big step, and an expensive one at that.  After qualifying for a loan, locating a home and going under contract there are many questions to be answered regarding financing your new home.  One such question is how much money should be put down.  If you can afford to put [...]

Thinking About Using Tax Credit Toward Buying Arizona Real Estate? Act Fast!

If you are thinking about using the extended and expanded home buyer tax credit to purchase an Arizona real estate this year, then you better act fast. 
The tax credit can be used on homes purchased by July 1, 2010, but the Arizona homes must be under contract by April 30, 2010.  What does this mean?  You have a [...]

Next Page »